Credit Repair Advocates is a trading name of Bar Credit Inc., a corporation registered in Ontario, Canada.

Information We Collect

When you contact Credit Repair Advocates by phone, through our website, or in person, we may collect your name, phone number, email address, and details about your credit situation. We only collect what is necessary to provide our services.

How We Use Your Information

We use your information to contact you, provide credit dispute services, communicate about your file, and improve how we serve clients. We do not sell, rent, or share your personal information with third parties for marketing purposes.

Credit Report Data

With your authorization, we access your Equifax and TransUnion credit reports to perform dispute services on your behalf. This information is used solely to carry out the services you have engaged us for and is handled in accordance with applicable Canadian privacy legislation.

Your Rights Under PIPEDA

Under the Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to access the personal information we hold about you and to request corrections. To make a request, contact us directly by phone or email.

Data Retention

We retain your information for as long as necessary to provide services and comply with legal obligations. You may request deletion of your data at any time by contacting us directly.

Contact

For privacy-related questions or requests, call us at (437) 755-6579.